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Dealing with Medical
Insurance Problems
(Rae Gleason) |
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Having medical insurance and getting
claims promptly paid do not always go hand in hand.
If you are
having problems with insurance claims, these websites provide a
useful source of knowledge.
America’s Health Insurance Plans
www.healthclaimappeals.org
The site includes contact
information for external resources in each state and tips on how
to resolve
insurance
disputes.
National Association of
Insurance Commissioners
www.naic.org/state_web_map.htm
The NAIC maintains a list of all
insurance state commissions. Tel (816) 842-3600
Patient Advocate Foundation
http://www.patientadvocate.org/ Tel (800)
532-5274
This organization offers mediation
to help patients with access to care, maintenance of employment,
and
preservation of financial stability relative to their diagnosis
of life-threatening or debilitating diseases.
Kaiser Family
Foundation
http://www.kff.org/insurance/individual.cfm Tel (650)
854-9400
KFF offers an extensive
consumer guide to handling disputes with your employer’s or
private health plan.
Included in the guide is a checklist for “diagnosing” your
coverage, as well as information on why claims
are
often deemed ineligible during an external review.
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